Council tax is set to rise for much of the country on 1 April, piling more pressure on households struggling with the cost of living.

The highest bills are in Rutland in the East Midlands, where people in Band D properties will pay more than £2,400 a year – up from £2,300. It is closely followed by Nottingham, Lewes and Dorset.

Residents of Westminster and Wandsworth in London have the lowest bills – the only places in the country with an annual total under £900 for Band D.

Here’s everything you need to know about council tax, how to find out your band, and why it is going up.

How does council tax work?

In England and Scotland, council tax is split into eight bands, labelled A to H. In Wales there are nine bands, from A to I.

The amount you pay depends on the value of your property, and varies by council.

The value of of a property used for council tax calculations is based on the price the property would have sold for on the open market on 1 April 1991 in England, and 1 April 2003 in Wales.

Here’s how the bands are split:


  • A – up to £40,000
  • B – £40,001 to £52,000
  • C – £52,001 to £68,000
  • D – £68,001 to £88,000
  • E – £88,001 to £120,000
  • F – £120,001 to £160,000
  • G – £160,001 to £320,000
  • H – more than £320,000


  • A – up to £44,000
  • B – £44,001 to £65,000
  • C – £65,001 to £91,000
  • D – £91,001 to £123,000
  • E – £123,001 to £162,000
  • F – £162,001 to £223,000
  • G – £223,001 to £324,000
  • H – £324,001 to £424,000
  • I – more than £424,000


  • A – up to £27,000
  • B – £27,001 to £35,000
  • C – £35,001 to £45,000
  • D – £45,001 to £58,000
  • E – £58,001 to £80,000
  • F – £80,001 to £106,000
  • G – £106,001 to £212,000
  • H – over £212,000

The Valuation Office Agency (VOA) assesses properties to ensure that they’re in the correct council tax band.

It automatically assess some properties, for example when a property has been made smaller or when a property is newly built. The VOA also assesses properties when asked to do so, such as during a council tax appeal or band review.

Assessments are based on several factors, such as a property’s:

  • size;
  • layout;
  • character;
  • location;
  • change in use;
  • value.

Which council tax band am I in?

If you live in England or Wales you can find out your council tax band by entering your postcode into the government website right here.

You can also use this service to challenge your council tax band if you think it is wrong.

Those who live in Scotland will need to use the Scottish Assessors website.

How much is council tax going up?

Councils in England with social care duties are allowed to raise council tax by 5 per cent, while others can put it up by 3 per cent.

In Scotland councils set their own rates, and the same is true in Wales, though the Welsh government can block excessive rises.

The Treasury expects 95 per cent of eligible councils in England to raise their rates by the maximum amounts.

A 5 per cent increase to the average Band D property in England would see annual bills rise by £98.30 from £1,966.

Most Scottish councils are raising rates by 3-5 per cent, while increases are higher in Wales.

Check with your local authority to see how much your council tax is going up. You will likely have been sent a letter informing you of any chance.

By admin